Don't hesitate to reach out to us at [email protected], if you have any concerns in the future. Learned alot about financial stress and that I was not alone. Meanwhile, I will be overdrawn due to lack of funds. Update: After seeing my posted review, Jasper from UKG Wallet contacted me to rectify the situation. They will transfer you 20 times and no knows where your money is. Here are 8 tips for writing great reviews. Our Lady of the Lake's Faith Fund counters predatory lenders Only mortgage activity by Credit Karma Mortgage, LLC., dba Credit Karma is licensed by the State of New York. If you have specific questions about the accessibility of this site, or need assistance with using this site, contact us. Great customer service!!! You can click on the 'unsubscribe' link in the email at anytime. If there's anything you need in the future, we're here 24/7. I was extremely frustrated before calling and speaking with Ava. Hi Annie,Our sincerest apologies for the inconvenience. Oops! Employees can access their earned wages by ACH bank transfer, real-time transfer to a Payactiv Visa Card, or direct transfer to a bank account. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. There is a $12 fee if you need an immediate cash advance; otherwise, your money will be available in your linked bank account within a few days. Kindly email us your details including your Employer's name, Employee ID, and Mobile number at [email protected]. Hi Annisia,Thank you for your feedback. Just send an email to [email protected]. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. . Once an employer agrees to offer Payactiv to their employees, the service can go live within 48 hours. A former editor of a newspaper in Beirut, Anna writes about personal, student, business and car loans. However, we'd like to learn more about your situation and what exactly happened. The Dave mobile banking app is another app that allows cash advances of up to $500 with no credit check required, no interest charges and no late fees. Advice to Management View our transaction pricing details. Don't hesitate to reach out to us at [email protected], if you have any concerns in the future. She is the founder and owner of GeekTravelGuide.net, a travel, technology, and entertainment website. Learn how we maintain accuracy on our site. UKG Wallet, powered by the mighty Payactiv, experienced an update that has caused it to no longer update my hours. Have a blessed day. Finder is a registered trademark of Hive Empire Pty Ltd, and is used under license by :). Founded in 1975, The Vanguard Group has become a premier investment management company in the U.S. and one of the largest in the world. We're looking into your account. Don't hesitate to reach out to us at [email protected], if you have any concerns in the future. When possible, please email us your concern at [email protected] with "App reviews" in the subject line. One drawback is that Empower charges an $8 monthly fee. Payactiv is transforming and scaling Good processes and experienced managers starting to make a difference EWA is exploding and the company has positioned itself very well The platform is far ahead Cons The last couple of years with Covid and growing pains were hard. It takes a holistic approach to improving financial wellness and employee satisfaction. I want to give Grace a big thank you for giving me a call back and explaining what happened to my account and getting it cleared. He was very knowledgeable and suggested the best way to access my money the fastest way possible. Get help from our 24/7 live customer support. - Payactiv While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. Head to our FAQ page for answers to common questions regarding Payactiv services. We'd like to turn this around ASAP. Hi Regina,Thank you for taking the time to write a review about your experience. Payactiv is worth it if your employer is a Payactiv partner and you need an advance on your paycheck. Have a wonderful day ahead! Our buyer guides are meant to save you time and money as you look to buy new tools for your organization. Grain app review: Small lines of credit with no Cleo app review: Small cash advances for members, Can only access up to 50% of your paycheck, Fees may apply depending on where you have funds deposited, Full benefits are available only if your employer participates. In terms of security, no app is 100% secure. Payactiv: Bringing Financial Wellness and Freedom to All - Payactiv Payactiv provides an FAQ section, webinars, and blogs with useful industry insights for self-serve. Up to 2 days early deposit of your paycheck2. Hi Tasha,We sincerely apologize for your negative experience. Mr. Davis worked very hard to help me and work with his supervisor. The Consumer Financial Protection Bureau (CFPB) no longer requires lenders to consider your ability to repay a loan. Payactiv has partnered with 1500+ businesses and served over 2 million users since its inception in 2012. It goes against our guidelines to offer incentives for reviews. Thanks again Ronnie, Hi Rika,Thank you for taking the time to write a review about your experience. What stands out about PayActiv is the ability to receive up to 50% of your earned net pay each period as a cash advance. Payactivs financial wellness solution allows employees to access up to 90% of their earned wages between paychecks, at no cost to the employer. This company offers employers and their employees the opportunity to access their earned wages before payday. PayActiv is not a credit card or a payday loan company. But to get the most benefits, you need to have sign up for direct deposit to a Payactiv card. Verification can help ensure real people write reviews about real companies. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials. You are about to post a question on finder.com: document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); 32 East 31st Street, 4th Floor, 5000+ G2 reviews. Please try again later. This may result in yourhaving access to the funds sooner. We always try our best to do our job well, and your kind words make it all worthwhile. If you have questions about Payactivs security policies, contact the company on its website. No loansyour money, in your hands. PayActiv offers a toll-free customer service phone number to call for support and also has an online live chat and an email for those who prefer not to speak on the phone. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. We use dedicated people and clever technology to safeguard our platform. There are many popular cash advance apps available today that can help people avoid high-interest credit card cash advances or predatory payday loans. This rating has decreased by -17% over the last 12 months. Payactiv Reviews 2023: Details, Pricing, & Features | G2 But if you find yourself needing to borrow cash against your paycheck regularly, it may be a good idea to take a closer look at your finances and work on making a monthly budget to keep your spending on track. Have a blessed day. Payactiv Visa Card users with direct deposit enjoy free real-time EWA transfers and additional exclusive discounts. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. The platform has collectively provided employees with $5B+ in earned wage access. Employees can access their money immediately, pay for hours worked, load it on a Payactiv card or get cash at Walmart. Have a blessed day. However we may earn a small fee if you click on vendor links on this page. Don't hesitate to reach out to us at [email protected], if you have any concerns in the future. It is especially beneficial for lower-income hourly workers who want to access their earned wages between paychecks. :), Zachery Marshall has amazing customer service! This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). For a $5 fee, enrollees can make up to five transactions per pay period via a smartphone app. If you're transferring money to your PayActiv prepaid Visa, you should receive the funds instantly. Perhaps most importantly, you can take a cash advance of up to 50% on your earned pay with no fees or interest charges. Faster access to your money. First, since the money in your PayActiv account is held by Central Bank of Kansas City, an FDIC-insured institution, your money up to $250,000 is protected. What Users Can Expect Online market research communityPoints earned for taking surveys or other tasksRedemption options include cash or gift cardsTwo options for participation: SJ Opinion and SJ Pulse With the Venmo credit card, you can get cash back or use your rewards to buy crypto. Alan Davis is one of the best Representatives this company has. We always try our best to do our job well and your kind words make it all worthwhile. By clicking the 'Subscribe Now' button, you agree to our Terms of Use and Privacy Policy. To resolve your issue we need your account details. I called three to four times the last two days and Im so glad I got Natalie this time. . We'll certainly investigate this matter and take appropriate measures to ensure this never happens again. Working at PayActiv: Employee Reviews | Indeed.com Payactiv cash advance app review | finder.com :). The customer service team is no help you ask for one thing they send to something else, The app does not update its self and you cant get any one to help with that.This whole app is trash they just need to start over. Its available to part-time and full-time salaried workers, as well as hourly workers. Payactiv Inc. Reviews | Read Customer Service Reviews of www.payactiv Payactiv works by partnering with employers to offer advances on their earned wages. Don't hesitate to reach out to us at [email protected], if you have any concerns in the future. 2023 Payactiv, Inc. All Rights Reserved. The situation was like this, I opened an account Payactiv and went to close my existing old one, my manager at the bank suggested that I transfer the balance from the account to a new bank (send money as a result of closing the account) I agree, convenient! Do not make deposits with this card when you try to have it refunded they decline it if it's more then 90 days and pretty much tell ya too bad. Payactiv partners with companies of all sizes, including Walmart, Visa and Amazon. Like Empower and PayActiv, Dave also offers money management features. Payactiv is free to use if you sign up for a Payactiv Visa Payroll Card and request a cash advance. She did such a wonderful job, was patient and empathetic and had my problem fixed instantly. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Direct deposits of paychecks may also appear on the PayActiv debit card up to 2 days before they would normally be processed. Consider alternatives before opting for a short-term loan: Payactiv pay advance app is not currently available on Finder. Don't hesitate to reach out to us at [email protected], if you have any concerns in the future. ray. If there's anything you need in the future, please don't hesitate to reach out to us at [email protected]. This product doesn't have any reviews yet. All Right Reserved. He fixed the issue, even when my phone died and I called back. Told me of 2 offers I haven't received after being w u a yr. Amazing attitude and you should have him cross train other operators. Payactiv is a life saver! This date may not reflect recent changes in individual terms. If it's wasn't for the supervisor on shift Ned T. This would received 0 stars. This could put you at risk of getting caught in a cycle of debt. Kindly email us your details including your Employer's name, Employee ID, and Mobile number at [email protected]. Just spoke with Davis M. He fixed my issue in less than 5 minutes and was very courteous! Thank you Grace!!! ** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App. Checking account with 3+ months of banking history, $750+ monthly income, live in eligible state, ages 18+. Join today. Learn how its rewards program works and see if the card is right for you. American Express National Bank, Member FDIC, has expanded its offerings with an all-digital checking account known as the American Express Rewards Checking account. Financial insights With the mobile app you can get financial advice, budgeting tools, tips on saving and a way to track your spending. You don't have to wait for payday, pay overdraft and late fees, or borrow money.. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. President Biden's Fresh Start program has placed $34 billion worth of delinquent or defaulted student loan accounts into "current" status. 20072023 Credit Karma, LLC. You can only get your advance two days ahead of time, and youll have to sign up for a prepaid debit card to receive the funds. Even though he was sick he talked to Grace n tokd her to make sure I received my money back. Don't hesitate to reach out to us at [email protected], if you have any concerns in the future. Box 30963, Oakland, CA 94604, Image: Young woman using a mobile phone and laptop while working, Image: person using their smart phone at a desk, Image: Man and woman sitting on a couch together, looking at a tablet, Image: Woman sitting on her couch in her living room, reading on her tablet, Image: Woman standing in a laundromat, looking at her phone. Be sure to include your Employer's name, Employee ID, and Mobile number. We'd like to turn this around and resolve your issue ASAP. Today I received an unexpected call from a customer service representative updating me on my earnings and making sure everything was together with me concerning pay active I have to admit it is very rare to have great service such as thisThank you pay active for making life a little easier smiles for me to you representative Bell if I'm saying your last name correctly, Hi Latrara,Thank you for taking the time to write a review about your experience. For two whole months I tried to get money from the bank they sent it back to, which resulted in two late credit card payments and a debt to my cousin! What Is DiversyFund? Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. Dave charges a $1 per month membership fee, which is much lower than Empower. finder.com is a financial comparison and information service, not a bank or product provider, We cannot provide you with personal advice or recommendations, Possible Finance Mobile Installment Loans, Fast5kLoans Short-term Loans Connection Service, Instant to a Payactiv card, otherwise up to 48 hours, 2.63 out of 5 stars, based on 41 customer reviews, 3.3 out of 5 stars, based on 354 customer reviews, 4.8 out of 5 stars, based on 28,100 customer reviews, 4.7 out of 5 stars, based on 29,699 customer reviews, Instant in some cases otherwise up to two business days, Register on app and connect to bank account before requesting funds as needed, Apply online and connect to bank account each time you apply, Available to salaried and hourly employees, Limited options if your employer isnt enrolled in Payactiv, Potential program fees of up to $5 per pay period, SmartSave tool to help you set monthly savings goals, Access to online banking through the Payactiv debit cards, Exclusive discounts on gas, prescription drugs and other products, Bill pay and the ability to transfer funds to Uber and AmazonCash. If your employer is already a member, youll need to ask them to set you up with a PayActiv account. Our scoring formula weighs several factors that differ from Indeed Featured review. banks. Find and reach Payactiv SDS-IT's employees by department, seniority, title, and much more. Ronnie was a FABULOUS agent to work with. PayActiv Review | Is It Right For You - YouTube They tell ya they cant do anything to contact the merchant. :). He was kind and patient with me and was able to fix my paycor app issue within minutes. Either way we need more Ronnie OConnors.Thx Again for your help Ron, Hi there,Thank you for taking the time to write a review about your experience, it's always rewarding to hear such kind words. Payactiv costs nothing to the employer. Hi Elizabeth,Thank you for taking the time to write a review about your experience. Traditional real estate investments are limited to people with significant financial resources. Mission Lane Visa Credit Card Review 2023: Is This Credit-Building Card Worth It? I've had multiple attempts simply time out waiting for reps to respond. I have never had a bank tell me they can't accept my money back due to a time frame block my card and everything. Money accessed through PayActiv will show as a deduction on your next paycheck. The . Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial wellness platform that provides a suite of services such as earned wage access, savings and budgeting tools, bill payments, automatic savings, and more. I apologize for my frustrations with the previous agents, and am greatly appreciative that I was able to get my concern resolved in such an expedient manner. :). Have a blessed day. Ronnie OConnor was AMAZING he was so efficient and went above and beyond to make sure a resolution was met and was such a great active listener. Ray M. made it so easy to get set up where i can have access to my wages. ** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App. It requires a profitable yet socially-responsible business model and a deep commitment to improving the . , Hi Allysa,Thank you for taking the time to write a review about your experience. We may receive payment from our affiliates for featured placement of their products or services. Hi there,We sincerely apologize for your negative experience. Shop Pay is an innovative payment solution developed by Shopify. Prevention Platform. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. Image: Man sitting in his living room, on the floor in front of his couch, looking at a Cleo cash advance on his mobile phone. Talk with a financial professional if you're not sure. Have up to $250 automatically deposited into your account for a $9.99 membership fee. Have a blessed day. Ned is the highlight of this company compared to the 25+ agents I've spoken too. One of our representatives will be reaching out to you shortly to assist you. We also ensure all reviews are published without moderation. I need gas and my refill of my stroke meds payactive would not updated my hours. They don't care at all.. don't use payactive..please don't. LoanPro is a core lending software which specializes in the servicing of loans. Live support is available 24/7/365 online or by phone, according to the PayActiv website. He was still taking care of it and much to my surprise fixed it all together whiley phone was rebooting. Sometimes operating in conjunction with payroll companies such as ADP, it serves employees of FedEx, Pizza Hut, and. Hi Courtney,Thank you for taking the time to write a review about your experience. I just being honest tho this company is no good. Don't hesitate to reach out to us at [email protected], if you have any concerns in the future. Devin picked up my case n made Mr a promise it woukd be resolved in a day. Payactiv is a great place to work. If there's anything you need in the future, please don't hesitate to reach out to us at [email protected]. Instant funding is available for free through a Payactiv card or for a fee if you send the funds to another account. while there was some slight communication issues between the rep and I after explaining my situation properly, Jay M handled the issue extremely quickly and professionally. PayActiv advances wages that workers have accrued but haven't yet received. Payactiv pay advance app isn't available on Finder right now. Couldnt find my employer, took them a half hour to find out they are in fact signed up, then after all that, there is a block on my account. Youll also pay a $1.99 fee if you are picking up a cash advance at a Walmart Money Center. Google Play and the Google Play logo are trademarks of Google LLC.Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. PayActive interfaces with your employer's time and attendance system to make your pay available as it is earned, rather than waiting until payday. Most people could download and use the app without technical issues. As a Certified B-Corp, Payactiv meets the highest standards of social and environmental performance, transparency, and accountability, helping you thrive today and plan for tomorrow. Have a blessed day. PayActiv is the first Early Wage Access program approved by the Consumer Financial Protection Bureau. Hi Connor,Thank you for taking the time to write a review about your experience. Were required to balance purpose and profit by considering how our decisions affect our workers, customers, and community. If you dont work for an employer that partners with Payactiv, you can still receive your paycheck up to two days in advance by signing up for a Payactiv Visa Prepaid Card, which is a debit card. This is the absolute worst app!! Replies to negative reviews in < 24 hours. payactiv.com Review - Scam Detector Anyways 5/5 for Davis M! How long does it take to get money from PayActiv? Is Payactiv safe? Payactiv in 2012 created earned wage access, a service that allows workers to get an advance on their paychecks between pay periods. Rather than borrowing money or paying overdrafts and late fees, you can transfer your earned wages directly to your bank account or the Payactiv Visa Card for a fixed transaction fee that ranges between $1 and $2.99 depending on the mode of transfer. So Ill be honest, I cant stand the customer support on the app, the chat function is slow and glitchy and the ability to communicate through it is awful. Hi Hadar,We sincerely apologize for the inconvenience. Articulate , very informative , and patient. We may receive compensation from our partners for placement of their products or services. 2023 GOBankingRates. You can make up to three cash advance transactions per pay period. He was so helpful and I appreciate him so much. Have a blessed day. Today, digital publications like Business Insider, CNBC and the Simple Dollar feature her professional commentary. PayActiv achieves high marks in both areas. information service that aims to provide you with information to help you make better decisions. Learn more about Apollo.io Create a free account No credit card. Its privacy policy states that it discloses customer information to third parties necessary to facilitate the delivery of its services but tries to limit the information provided. Employees love Payactiv because it eliminates the expensive between-paychecks toll of payday loans, bank overdrafts and late fees. Hi Michelle,We sincerely apologize for your negative experience. When comparing offers or services, verify relevant information with the institution or provider's site. He kept his word n stayed on contact with me. If youre enrolled in Payactiv through work, you may be able to access up to half of your earnings before payday, but the exact amount will be set by your employer. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week. Hi Geraldine,We sincerely apologize for the inconvenience. All five stars is for Ned not this company.I've been having an issue since Feb 10. Customer service rep Zachery Marshall was very polite and patient. We'd like to turn this around and resolve your issue ASAP. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Google Play and the Google Play logo are trademarks of Google LLC.Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Over 3 million HR leaders trust our advice. When compared to the high interest rates of a payday loan or taking out a cash advance on a credit card, however, PayActiv fees are minimal. Payactiv App Review: Get Cash Before Payday | Credit Karma Here are 8 tips for writing great reviews. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week. Payactiv uses time and attendance data to provide earned wage access to employees. Payactiv Inc. Reviews | Read Customer Service Reviews of www.payactiv You can withdraw funds using your Dave debit card from any of the 32,000 MoneyPass ATMs nationwide. To many glitches, and its a nightmare having to deal with customer service! Hi Lasheka,We sincerely apologize for your negative experience. World's #1 Fraud. Don't hesitate to reach out to us at [email protected], if you have any concerns in the future. Funds accessed using Payactiv will show as a deduction on your next paycheck. PayActiv works best with a linked bank account, but its not necessary to have a bank to have funds preloaded onto your PayActiv prepaid Visa and use your Visa card for bill paying, purchases and more. Anyone can write a Trustpilot review. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. Don't hesitate to reach out to us at [email protected], if you have any concerns in the future. Get the money you worked for today, to spend on what matters to you. However, you will pay a fee of up to $1 per day, capped at $5 per month, each time you use the program to make a bank transfer, load your card, pay a bill using your prepaid Visa or use the money for Uber or Amazon. Its also one of the few cash advance apps Ive reviewed that offers cash advances. Payactiv is the winner of the Innovative Payments Association's Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. It's pretty simple, actually. Replies to negative reviews in < 24 hours. PayActiv Review 2022: Access Your Money Earlier | GOBankingRates We always try our best to do our job well, and your kind words make it all worthwhile. Payactiv: Enrollment is free. 1 Standard rates for data and messaging may apply from your wireless provider. Customer complaints are largely related to technical glitches that leave people unable to access their funds or manage their money. Have a blessed day. One of our representatives will be reaching out to you shortly to assist you. Anyone can write a Trustpilot review. It powers financial innovation by giving users the tech . Payactiv how to apply for an online loan, review of the loan company Please mention App reviews in the subject line of your email so that we can assist you in a timely manner. 1 Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective of 1-2 days later. Have a blessed day. I had a big issue n called for days. We're available 24/7/365. We'd like to turn this around and resolve your issue ASAP. The app is high-rated on the App Store and Google Play store. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Thats the fee a merchant pays us with every card transaction. payactiv has an overall rating of 3.4 out of 5, based on over 61 reviews left anonymously by employees. category to category depending on what consumers want from varying products and